If you pay the full amount of a credit card
If you pay the full amount of a credit card, can the credit card company put “account written off” on your credit report and show a “0” balance? Is there anyway to get the “account written off” off your credit report?
I am confused by your statement :-/
If you pay off a debt in full, then it will be reported as “paid if full” and that is a good mark on your credit report, but…
If you are stating that you the debt is paid in full after the debt has been charged off then that is another story indeed…
Once a creditor has charged off, then they report this to the CRAs as a “charge off”. Then a CA will collect on this debt (or try). If the debtor pays the debt in full, then the CA can and should report it as “paid in full”, but the “charge off” will still remain.
That notation can only be taken off by the OC (original creditor) that reported it.
It would be best to deal with the OC rather than the CA if you want a “paid in full” and the “charge off” taken off.
Is that what you were looking for and does this help?
But the answer is Absolutely not.
“Charge-offs” can and should be removed from ones credit file. But to do that you have to get the creditor that put it there to take it off. So if the debt is very old then it can be very difficult to get it removed… but not impossible. This is like with cash advance loans – you only should opt to trusted and reputable websites like BigOnCash, OppLoans, LendingTree and a few others.